# United States House Partners > Rent-to-own homes and mortgage-readiness help across the United States. United States House Partners > works with people who want to own the home they live in but cannot qualify for a > mortgage today - because of credit, because of down payment, or because of time. > We connect them with licensed financial professionals who can get them mortgage-ready. United States House Partners is a trade name. It is not an incorporated company and holds no state licence or registration. It does not originate, broker, fund, underwrite or service mortgage loans, and it is not a real estate brokerage. All mortgage activity is performed by licensed third parties with whom the consumer contracts directly. Nothing on this site is legal, tax, financial, credit or investment advice. No outcome, approval, availability or timeline is guaranteed. Every figure and calculator result is illustrative only. ## Core pages - [Rent to own homes across the United States](https://unitedstateshousepartners.com/) - [About](https://unitedstateshousepartners.com/about/) - [Frequently asked questions](https://unitedstateshousepartners.com/faq/) - [Rent-to-own calculator - illustrative estimates only](https://unitedstateshousepartners.com/rent-to-own-calculator/) - [Contact](https://unitedstateshousepartners.com/contact-united-states-house-partners/) - [Terms of Service](https://unitedstateshousepartners.com/terms/) - [Privacy Policy](https://unitedstateshousepartners.com/privacy-policy/) ## Who it is for People who want to own a home and have been declined or delayed by a lender. Typical situations: bad or thin credit, limited savings for a down payment, self-employment, a recent job change, a past bankruptcy or foreclosure, or needing to move before a mortgage can be arranged. ## How the process works 1. A visitor completes the short form on any page - name, phone, email, and the city they want to live in. A consent checkbox is required and is stored with the record. 2. A second step collects budget, credit situation and timing. 3. A Program Specialist follows up and matches the buyer with rent-to-own programs and, where relevant, with licensed financial professionals who work on mortgage readiness. There is no credit check to complete the form, and no fee to enquire. ## What we do not do - We do not lend money, originate mortgages or broker loans. - We are not a real estate brokerage and we do not represent buyers or sellers. - We do not publish property listings or claim inventory in any city. - We do not publish neighbourhood-level availability, because it changes. - We do not give legal, tax or financial advice. ## Coverage Service-area business, no public office. **3,703 city pages across 50 states and Washington, DC**, covering US cities with a population over 10,000, plus 51 state hub pages. 3,761 indexable pages in total. - State page: /{state}/ - City page: /{state}/rent-to-own-homes-{city}-{state}/ Every city page links to its state hub and to the nearest cities we cover, with real distances calculated from US Census Bureau coordinates. Population and land area come from the US Census Bureau 2023 estimates. ### Every state and territory we cover - [California](https://unitedstateshousepartners.com/california/) - 376 cities - [Texas](https://unitedstateshousepartners.com/texas/) - 246 cities - [Illinois](https://unitedstateshousepartners.com/illinois/) - 224 cities - [New Jersey](https://unitedstateshousepartners.com/new-jersey/) - 188 cities - [Massachusetts](https://unitedstateshousepartners.com/massachusetts/) - 183 cities - [Ohio](https://unitedstateshousepartners.com/ohio/) - 174 cities - [Florida](https://unitedstateshousepartners.com/florida/) - 172 cities - [Maryland](https://unitedstateshousepartners.com/maryland/) - 135 cities - [Minnesota](https://unitedstateshousepartners.com/minnesota/) - 102 cities - [Georgia](https://unitedstateshousepartners.com/georgia/) - 98 cities - [Wisconsin](https://unitedstateshousepartners.com/wisconsin/) - 98 cities - [Connecticut](https://unitedstateshousepartners.com/connecticut/) - 97 cities - [Michigan](https://unitedstateshousepartners.com/michigan/) - 91 cities - [New York](https://unitedstateshousepartners.com/new-york/) - 91 cities - [Washington](https://unitedstateshousepartners.com/washington/) - 91 cities - [North Carolina](https://unitedstateshousepartners.com/north-carolina/) - 90 cities - [Indiana](https://unitedstateshousepartners.com/indiana/) - 87 cities - [Missouri](https://unitedstateshousepartners.com/missouri/) - 79 cities - [Utah](https://unitedstateshousepartners.com/utah/) - 68 cities - [Alabama](https://unitedstateshousepartners.com/alabama/) - 67 cities - [Pennsylvania](https://unitedstateshousepartners.com/pennsylvania/) - 67 cities - [Tennessee](https://unitedstateshousepartners.com/tennessee/) - 64 cities - [Oregon](https://unitedstateshousepartners.com/oregon/) - 57 cities - [Colorado](https://unitedstateshousepartners.com/colorado/) - 52 cities - [Oklahoma](https://unitedstateshousepartners.com/oklahoma/) - 45 cities - [Arizona](https://unitedstateshousepartners.com/arizona/) - 44 cities - [Kentucky](https://unitedstateshousepartners.com/kentucky/) - 43 cities - [Iowa](https://unitedstateshousepartners.com/iowa/) - 42 cities - [South Carolina](https://unitedstateshousepartners.com/south-carolina/) - 42 cities - [Mississippi](https://unitedstateshousepartners.com/mississippi/) - 41 cities - [Virginia](https://unitedstateshousepartners.com/virginia/) - 39 cities - [Arkansas](https://unitedstateshousepartners.com/arkansas/) - 38 cities - [Kansas](https://unitedstateshousepartners.com/kansas/) - 36 cities - [West Virginia](https://unitedstateshousepartners.com/west-virginia/) - 36 cities - [Louisiana](https://unitedstateshousepartners.com/louisiana/) - 35 cities - [Wyoming](https://unitedstateshousepartners.com/wyoming/) - 35 cities - [Rhode Island](https://unitedstateshousepartners.com/rhode-island/) - 30 cities - [Vermont](https://unitedstateshousepartners.com/vermont/) - 30 cities - [New Hampshire](https://unitedstateshousepartners.com/new-hampshire/) - 29 cities - [Idaho](https://unitedstateshousepartners.com/idaho/) - 26 cities - [Maine](https://unitedstateshousepartners.com/maine/) - 22 cities - [New Mexico](https://unitedstateshousepartners.com/new-mexico/) - 19 cities - [Nebraska](https://unitedstateshousepartners.com/nebraska/) - 16 cities - [South Dakota](https://unitedstateshousepartners.com/south-dakota/) - 13 cities - [Delaware](https://unitedstateshousepartners.com/delaware/) - 11 cities - [Nevada](https://unitedstateshousepartners.com/nevada/) - 10 cities - [North Dakota](https://unitedstateshousepartners.com/north-dakota/) - 9 cities - [Montana](https://unitedstateshousepartners.com/montana/) - 8 cities - [Alaska](https://unitedstateshousepartners.com/alaska/) - 3 cities - [Hawaii](https://unitedstateshousepartners.com/hawaii/) - 3 cities - [District of Columbia](https://unitedstateshousepartners.com/district-of-columbia/) - 1 cities ## Machine-readable index - [Full site index with every city URL](https://unitedstateshousepartners.com/llms-full.txt) - [XML sitemap index](https://unitedstateshousepartners.com/sitemap_index.xml) - [robots.txt](https://unitedstateshousepartners.com/robots.txt)